There's a lot of talk about Mortgages these days - the Sub-Prime crisis has affected many countries, interest rates and inflation all contribute to anxiety when choosing a mortgage. It makes it even more important to get a good deal that will put you in the best position to ride out the ups and downs of the global markets and trends. Make sure you visit mortgage comparison sites on the internet, compare bank rates and see how much you can save. You might be surprised. The Reserve Bank has speculated about raising interest rates again so make sure you take these factors into account when choosing a home loan that suits you.