Whether you have a Commercial Mortgage or a residential mortgage you will probably be aware of all the Sub-Prime disasters in the US sending repercussions throughout the world's economies. In this article on mortgage holders debt, Katie Tucker from mortgage brokers Charcoal urges people to cut down now on the amount of money they owe on their mortgages. Interest rates in the UK have been cut so now is clearly the most sensible time to implement such a strategy. She also outlines the importance for those who have "interest only" mortgages to change their mortgage to capital repayment to take a chunk out of mortgage debt.

I got this camera around Christmas and had a ball finding out all the features and putting them to good use. One of my favourite features is the sepia mode, in which you can record a movie in sepia so it looks like one of those old newsreel movies. To do this my partner just walks really fast and blinks a lot. Then he waves and jerkily does a golf swing. He even pulled up his jeans to make plus fours to add to the authenticity. For those of you who aren't familiar with plus fours, here is an example:



The other settings include macro, beach, snow, foliage, nightshot and indoor. Now I am getting the hang of the settings I have realised that "foliage" is the best setting to use at the golf course. I wish I had been able to take it to the MFS Women's Australian Open because I could have got a number of great shots of Karrie Webb - she walked past me once, I watched her doing her practice putts and followed her round until we got tired and went to find a beer. We got tired by the 6th hole at Kingston Heath so I can't imagine how the players must have felt. We ended up sitting under a tree and enjoying the perfect view (4 metres away and in the shade!) of the 15th tee (pictured) and the 16th fairway. In the photo of the 15th tee, I would have been just to the right, a few metres away.





My partner went to get our beers so I sat under this shady tree and watched various players from Australia, Korea, England, Finland, Spain and Italy tee off with nobody else around. It was amazing, like I had my own box seat. When Karrie Webb arrived, so did the crowd, just as I was wondering where all the people had got to. Later I found out that I had been to the 2nd best golf course in Australia, and 21st in the world.

When I think about it, the golf course looked like no course I've ever been to. The greens were like felt and the fairways were like most greens I have putted on.

The light rough was like the fairways at Elsternwick Golf course:



and the rough was almost exactly like the fairways at Studley Park Golf Course.



Hehehe!

One of my favourite features on the camera is the macro setting. I spent a large portion of my holidays bent over small flowers and leaves, testing out the macro. I chose a couple of interesting subjects with which to do my experiments - (click to enlarge):







This flower was actually half the size of my fingernail, maybe smaller



Yes, I did a macro of a VB label. It looks even more refreshing close up.


I would definitely recommend this camera - it's reasonably priced at around $120 and does everything you are likely to be needing, unless of course you are a photography enthusiast, in which case you would have bought a digital SLR with lens attachments.

A great camera for taking holiday snaps, be it landscapes, people or places.


All photos except Kingston Heath taken by Canon Powershot A460

technorati tags: Canon powershot A640 golf

The Sedona Method is a form of personal development to increase happiness and peace. I suppose any method that increases feelings of peace and warmth is a good thing. I personally have tried quite a few methods, I am not professing to know The Sedona method as I have not really tried it. I took a look at the explanation video on the website, which can be found here: beingness presence awareness. I am interested in many facets of personal development, and I tend to have an open mind while trying out the various methods. I agreed with a concept in the film that describes how we have been trained to "not let go" of situations. It's funny that a lot of the personal development seminars and podcasts seem to point to the fact that a lot of people are learning the wrong things while growing up. It's interesting because many parents think they are doing the right thing and perhaps at this point in time a lot of people haven't found an alternate way to live life and teach others to find other ways to live as well. The site offers excerpts from the book "Happy for no reason" by Marci Shimoff and you can find a page on the historical information about the method, which was actually started back in the early 1970s. The site will also be offering a free DVD/CD.

This seems to keep happening to me. I ordered some more lip conditioning balm

spf 15 foundation




and lip plumping gloss



from eyeslipsface and when it arrived, the foundation was broken. I sent a simple email to their customer service section saying that the foundation was broken and whoops I also got the wrong colour so could I please have Tone 1 rather than Tone 2? I thought I might have been pushing it with the last request. So I waited, and a few days later I got a surprise. Not one but two Tone 1 foundations arrived, plus a super shimmery "hypershine" lip gloss in "fairy".



I am liking these guys...

Congratulations to Karrie Webb for winning the MFS Women's Australian Open 2008. Again!!

The tournament was held at Kingston Heath and I WAS THERE!!! Yep. That's right. I was so excited standing not more than a metre from Karrie Webb and her caddy. I could even read his yardage book and see the diagrams. I always wondered what it is that caddies say to the golfer before a shot.

I finally got my answer.

"Trust yourself." he said as Karrie lined up her tee shot.

Very Obi Wan.

And she did just that, winning in a playoff with Shin Ji-Yai. It was described as "tense". Tense!! I wasn't even there on the last day but I would not even get up to go to the loo until the playoff was over.

All I can say is...

Champion.

technorati tags: Karrie Webb MFS Australian Open Kingston Heath